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1. The term “Lifetime” in connection with a “Lifetime Membership” refers to the lifetime of Prosper Trading Academy LLC. (“PTA”). Should PTA cease to exist, Lifetime Memberships will terminate. 2. PTA reserves the right, in its sole and absolute discretion, to assign, transfer or otherwise convey any Lifetime Membership obtained by any member to any other entity or person of its choosing without recourse to the member. 3. Neither the closing of PTA which results in the termination of a Lifetime Membership nor the assignment as set forth in Paragraph 2 herein shall obligate PTA in any manner to provide any refund, partial refund or other concession to a member who obtained a lifetime membership. Member understands that he or she has no recourse should one or more of the events set forth above occur.